Kathleen's a hard-working single mother, who's saving to buy a house for herself and her daughter, Zoe. Sam's a businessman who has to pretend he has a family in order to close a deal with the mysterious Javier Del Campo. Sam owns the company that Kathleen works for, and as her boss, manages to convince her to help him out. But Del Campo is more than he seems, and it just might be Zoe who's making the real deal to get a new home for herself, her mother, and Sam.

Boy genius Michael Dean (Adkins) teams up with a super-talented chimpanzee and his caretaker (Modine) to take down an animal testing lab. In exchange the scientist gives the boy some pointers on the girl of his dreams.